Built on robust statistical methodologies, the Swiss Re ADAS risk score gives you a clear indication of how the safety performance of a vehicle is affected by its ADAS (Advanced Driver Assistance Systems) equipment. The score allows you to accurately reflect such technological improvements into your insurance tariffs and underwriting activities. ADAS in vehicles improve road safety and insurance portfolio performance simultaneously.
The model uses manufacturer-reported safety specifications, real-world crash tests, computer simulations and claims portfolio analyses. Thanks to a backward - and forward - looking evaluation of the risk, we are capable of scoring vehicles even before their market release. We help by accurately pricing ADAS-enabled vehicles which boosts the profitability of your motor insurance book.
“We're driving innovation in the motor insurance sector and helping our clients enhance their product suite. By encouraging customers to purchase ADAS-equipped vehicles, accidents will be significantly reduced which completely aligns with Swiss Re’s vision to make the world more resilient.”